Maximize Profits with Zero-Fee Payment Processing

At K.L. Merchant Services, we help small businesses save big with our innovative cash discount programs. Stop losing profits to credit card fees and start keeping more of your hard-earned money. Our transparent, hassle-free solutions are designed to reduce your costs and improve your bottom line.

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No Contracts.
No Hidden Fees.
No Card Processing Fees.

Find out if you qualify for a Free Terminal today! At K.L. Merchant Services, we specialize in helping small businesses eliminate unnecessary costs by offering innovative cash discount programs. Our commitment to transparency and exceptional service ensures a seamless experience while maximizing your savings.

About us

At K.L. Merchant Services, we are dedicated to helping small businesses thrive by eliminating unnecessary fees. Our tailored cash discount programs make it easy for you to save on every transaction, allowing you to invest more in your business’s growth. Our expert team is here to guide you through the process of implementing a cash discount solution that works best for your business. We focus on creating strategies that maximize savings while delivering a seamless experience.

What We Do

Reliable Payment Processing

We provide fast, secure payment solutions that ensure smooth transactions for both you and your customers.

Advanced POS Systems

Optimize your sales with our cash discount-friendly POS systems. Our systems are designed for simplicity and efficiency, giving you better control over your transactions while reducing processing fees.

Customer-Centered Support

Our team is always available to assist with your inquiries, ensuring that your merchant services run smoothly and without interruption.

Top-Level Data Security

We safeguard your business with industry-leading security measures, ensuring your transactions and customer data remain protected.

FAQs

1. What is a cash discount program?

A cash discount program allows businesses to offer a discount to customers who pay with cash. This helps reduce or eliminate credit card processing fees, putting more money back into your business.

2. How does the cash discount program work?

When a customer chooses to pay with cash, they receive a discount on their purchase. If they choose to pay with a card, the transaction is processed at the regular price, helping your business cover the credit card fees.

3. Is cash discounting legal?

Yes, cash discounting is legal in all 50 states as long as it’s implemented correctly and clearly communicated to customers.

4. How much can my business save with a cash discount program?

On average, businesses can save up to 3-4% of their total monthly sales by reducing credit card processing fees. The exact savings depend on your current processing rates and sales volume.

5. Do I need new equipment to implement a cash discount program?

In most cases, yes. We provide free terminals and POS systems specifically designed to support cash discount programs, ensuring the transition is smooth and simple for your business.

6. Will my customers react negatively to the program?

Most customers are accustomed to paying additional fees or seeing incentives for paying with cash. As long as the program is communicated clearly and consistently, most businesses find little to no resistance from their customers.

7. Can this work for online businesses as well?

Yes, cash discount programs can be adapted for both in-store and online transactions, helping a wide range of businesses reduce processing fees.

8. How soon can I start saving after signing up?

Once your account is set up and the equipment is installed, your business can begin saving immediately. The entire process is quick and easy to get started.

9. What kind of support does K.L. Merchant Services provide?

We offer 24/7 customer support to ensure your payment processing runs smoothly. Whether you have questions about equipment, billing, or technical issues, our team is here to help.

10. How do I get started with K.L. Merchant Services?

Simply fill out the form on our website or contact our team directly, and we’ll help you assess your needs, see if you qualify for a free terminal, and walk you through the process of setting up a cash discount program.